Debt-Less Living
Your Journey to Gaining Control of Your Finances
It's time to change your relationship...
With Money and Debt!
Regardless of your current financial situation, DEBT-LESS LIVING
takes you on your journey to be truly DEBT-LESS!
Knowing you are in debt without knowing how to improve your situation is frustrating and overwhelming.
No matter what your financial situation looks like, you can, with some directed focus and effort, become more financially comfortable.
Taking control of your finances empowers you to have a less-stressful life.
Take this opportunity to improve your financial well-being.
Get your copy of Debt-Less Living here.
You're stressed about...
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Living paycheck to paycheck
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Not having enough extra to have fun
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Only paying the minimums on your bills/debts
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Your financial future
You want to...
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Enjoy life while paying down your debt
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Learn to make good financial decisions
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Create a comfortable financial life
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Become DEBT-LESS
If You Have Debt,
You Are Not Alone...
Debt is a common challenge many people face. If you’re feeling overwhelmed, take a deep breath:
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You are not alone.
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It’s okay not to know what you were never taught.
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Your debt situation can improve.
I understand because I’ve been there. It took me years to figure out how to manage my debt, improve my credit score, and lower my interest rates. These changes allowed me to pay off my bills faster and gain financial peace of mind.
Through trial and error, I created the Debt-Less Approach—a practical system that equips you with the tools to take control of your finances faster than I did.
Following the Debt-Less Approach, I experienced the surprise of a lifetime: my credit score hit a perfect 850. I still use this method daily to stay in control of my finances.
With this guidance, you can develop these Debt-Less habits that put you in control of your finances. These habits are simple, practical, and effective, designed to fit wherever you are in your financial journey.
No matter where or how uncomfortable you are with managing your finances, there is a DEBT-LESS Approach for you!
Start your Debt-Less Living journey with my gift to help you track your expenses when you join our newsletter.
We will only send key information to help keep you motivated as you progress through your Debt-Less Living journey.
Testimonials
Melissa is so easy to talk to. From the first moment we met, we just clicked. She really listened and I could feel her caring and how she understand my situation.
With her guidance and straightforward and clear steps, I was able to get ahead of my finances and stop focusing on the past and start moving towards my much brighter future.
I highly recommend you set up a call with Melissa if your financial life is not where you want it to be.
Lynn K, California
I had the pleasure of working with Melissa and assigning her to clients who appreciated her calm, easy manner as she provided ideas on what they could do to become more comfortable with their financial situations.
Melissa has the unique ability to look at a situation and find an easy, simplified way to address it. She has been a pleasure to work with and I look forward to working with her again as she continues to provide support to those who need help with their financial situations. I highly recommend Melissa.
Sam C, Business Advisor, Connecticut
I worked with Melissa and saw first-hand how she was able to take a complex issue and make it easy for people to understand. She was able to quickly find a simple way for them to go through the steps necessary to complete their tasks while understanding what and why they were doing so.
She was clear and patient with all her explanations and always made it simple!
Connie S, Illinois
I Believe...
It's time to open up the conversation about money. Growing up we aren't taught about money, how to manage our finances, or how not to get trapped by debt. With the right hands-on training, however, we can move into a bright financial future.
Melissa Dederer
Your Guide to Debt-Less Living
As the Founder of Simplified Processes, I am a coach, consultant, speaker, and author. For over 30 years, I have been helping people find more efficient and effective ways to manage their money, do their jobs, and live their best lives.
I translate the complex into clear, understandable, and actionable steps. I am able to simplify and create easy-to-understand processes to take you from where you are to where you want to be.
These steps and strategies take my clients from feeling overwhelmed and discouraged about their financial situation to hopeful and confident for their financial future.
Now I bring those steps to you in my new book Debt-Less Living.